Personal finance
Frontal Cortex
Understand what you can fund today and build a plan around the goals you want to reach.
Private beta
The problem
A net worth figure gives you a view of what you own and owe. Planning a project takes another calculation. You need to know what’s available today after setting aside reserves and existing commitments.
Design decisions
I separated net worth, available cash, and planned contributions so each number answers a different question. Project plans, dated balances, and scenario revisions let you revisit a decision as your circumstances change.
What it does
Portfolio atlas
Explore asset mix, equity, financing, and dated balances, with estimates kept distinct from confirmed values.
Cash and funding plan
See cash on hand, reserves, earmarks, and planned monthly contributions separately across projects.
Objective-first planning
Start from a goal and use a guided intake to build a versioned plan with milestones, decisions, and tasks.
Property scenarios
Compare candidate properties by adjusting financing and operating costs, then reopen saved scenarios.
Valuation research
Request sourced market research for an asset, review the evidence, and explicitly accept a valuation before it affects your records.
Cortex Journal
Reflect on a decision, review proposed updates, and choose which entries can inform future AI guidance.
Try the workflow
Illustrative example
See what’s available today
Start with dated balances and set aside reserves and money already committed to other goals.
Cash available today
- Cash across accounts
- $52,000
- Emergency reserve
- −$20,000
- Already earmarked
- −$14,000
- Available for a new goal
- $18,000
Screenshot tour
Cash flow
See where cash comes from and where it’s expected to go over the selected period. The chart separates bills, the protected reserve, existing earmarks, and planned savings. Expected income and projected surplus may arrive later.
How AI helps
AI guidance built around the decision you’re making
Cortex adapts its questions to the goal and the financial context you choose to share. It can draft a milestone plan, surface trade-offs in a review, or find source-linked valuation evidence when you request it.
Example
For a home studio with an $8,000 funding gap, Cortex could ask which equipment can wait and suggest a funding order.
What people decide
Recorded figures drive the calculations. You decide when to use AI, whether to accept a valuation, and which Journal entries can be reused.
Built with
- Next.js
- Supabase
- Vercel
- AI Gateway
Next application
Evergreen